But My Credit Sucks!
Can I still Invest? Help Me! Your Roadmap to Home Loan Approval
Unlock the secrets to improving your credit and securing your first investment property with this comprehensive course! Whether you’re starting from scratch or working to repair bad credit, this course will guide you step-by-step through the process of credit improvement and positioning yourself for loan approval.
Learn everything from understanding your credit report and disputing errors to mastering debt management strategies and exploring creative financing options for real estate. You’ll gain proven methods and insider tips to boost your credit score, access funding opportunities, and finally get prequalified for the property of your dreams – all while avoiding common pitfalls. Get ready to take control of your financial future and start investing in real estate, no matter your credit history!
Course Outline
What You’ll Learn in our But My Credit Sucks! Can I Still Invest? Course:
LESSON 1
Understanding How Credit Works & Why It Matters
- How lenders evaluate creditworthiness
- Breaking down your credit report: What matters and what doesn’t
- Credit score myths that keep people stuck
- The minimum credit score needed for different types of loans
LESSON 2
Pulling & Analyzing Your Credit Report Like a Pro
- Where to get your full credit report for free
- How to identify errors, inaccuracies, and outdated accounts
- Understanding the impact of late payments, collections, and charge-offs
- Prioritizing what to fix first for the fastest results
LESSON 3
The Dispute Process – Removing Negative Accounts Legally
- Step-by-step guide to disputing incorrect items on your report
- What to say (and what NOT to say) when challenging accounts
- Understanding credit bureaus, creditors, and your legal rights
- Sample dispute letters & templates for rapid results
LESSON 4
Debt Management Strategies to Lower Utilization & Increase Approval Odds
- The “Snowball” vs. “Avalanche” method – Which one should you use?
- Negotiating with creditors to reduce balances or remove late payments
- How to settle debts strategically without hurting your credit
- The power of goodwill letters and pay-for-delete agreements
LESSON 5
Side Hustles & Passive Income Strategies to Pay Down Debt Faster
- Creative ways to generate extra income without working another 9-5
- Passive income strategies my mentees have used successfully
- How to use additional income to strategically pay off debt and boost your score
- Setting up multiple income streams to qualify for larger loans
LESSON 6
Bank Statement Optimization – Looking Like a Financially Strong Borrower
- What lenders look for in bank statements (and red flags to avoid)
- Managing deposits, transfers, and spending habits for a stronger financial profile
- How to structure your accounts to align with lender expectations
- Best practices for self-employed individuals and freelancers
LESSON 7
Legal Credit Hacks & Proven Strategies for Faster Credit Score Improvement
- The power of authorized user accounts – how to boost your score fast
- Credit builder loans & secured credit cards – when and how to use them
- The "Rapid Rescore" strategy for quick credit bumps before applying
- How to establish new positive trade lines without taking on unnecessary debt
LESSON 8
Preparing for Prequalification – Positioning Yourself for Loan Approval
- Understanding different loan options and their credit requirements
- How to choose the right lender based on your credit profile
- What documents you need to gather before applying
- The best timeline for applying after repairing your credit
LESSON 9
Real Estate Investing for Those Who Thought They Couldn’t
- Why you don’t need perfect credit to invest in real estate
- Creative financing options for buyers with less-than-perfect credit
- Strategies for leveraging partnerships, private money, and seller financing
- How to start investing even while rebuilding your credit
LESSON 10
Taking Action – Your Personalized Credit & Home Loan Game Plan
- A step-by-step plan tailored to your unique financial situation
- Tools, worksheets, and action steps to track your progress
- Common setbacks & how to push through them
- Your next steps toward securing financing and buying your first property
But My Credit Sucks!
All of this and much more will be covered and of course, we’ll share actual experiences that my mentees have had and proven methods they’ve used to prequalify for an investment property within 90 days. This course will not just INFORM you, it will TRANSFORM you. You’ll no longer feel trapped by bad credit. Instead, you’ll have a clear strategy, a boosted credit profile, and the knowledge needed to finally get prequalified and step into real estate ownership!
COMING in APRIL 2025!
Notify Me the Minute This Course is Available!
Invest Smarter. Enjoy 20% Off.
We promise zero spam – you can unsubscribe anytime.
